Mortgage broker

JKK Solutions Mortgage Broker

If you are looking for an experienced mortgage broker that can get you the best solutions and rate, JKK Solutions are award winning brokers.  We are dedicated to helping you get the best product and rate that’s suited for your situation.  As former bankers, we know all the bank requirements and how to help you achieve your goals faster.  Whether you are a first home buyer, a sophisticated investor, a business owner, upgrading or down scaling your home, JKK Solutions can help you with your home loan and business loan journey.

We don’t charge you any fees, so if we can’t find you a loan, you don’t pay us anything.  There is no risk in getting in touch with us, so what are you waiting for?

Mortgage Brokers

Get in touch with us to get your home loan sorted

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An Award Winning Mortgage Broker

We are passionate about helping people navigate their way around the finance world.  Mortgage broking is not only about finding the best rate, it is about being their for our customers, every step of the way.  Our team have been recognised for outstanding service, excellence in their fields and as up and coming in the industry against major players. If you have had trouble getting a loan from your bank, talk to us and we can take the hassle out of getting a loan. 

2021 – The Adviser – Australian Broking Awards – New Office of the Year – Finalist

2021 – The Advisor – Better Business Awards Vic/Tas – Best Independent Office (5 Brokers or Less) – Finalist

2021 – The Advisor – Better Business Awards Vic/Tas – Rising Star – Finalist

2021 – AFG Excellence Awards – Winner

2020 – AFG Excellence Awards – Finalist

2020 – MPA Young Guns

2018 – Young Leaders in Finance Awards – Finance Broker of the Year – Finalist

2018 – AFG Excellence Awards – Finalist 

Frequently Asked Questions

What Is A Mortgage Broker?

A mortgage broker is a service provider. They liaise with banks and lenders to find you the most suitable loan. The broker acts in the best interest of the borrower and will assess your needs to find the most appropriate loan for your circumstances.

Here at JKK Solutions our mortgage brokers work with you to:
• Understand your needs and financial goals both short term and long term
• Make a financial plan to ensure you can afford the repayments on the amount you would like to borrow
• Find options to suit your situation
• Explain the details of each suitable loan we find for you so you understand your obligations and rights
• Apply for the loan on your behalf and manage all the details right through to settlement.
• We are your one stop shop for all your financing needs as we cover home loans, business loans, car loans and all cashflow lending requirements

Why Would I Use A Mortgage Broker?

At JKK Solutions we provide independent advice so you know what you are capable of in your financial situation. As we are former bankers we know what you’ll need to secure a loan and our insights help make the process simple and fuss free. We do the shopping around for you to find the best lender and the loan conditions, which saves you time and frustration and reduces the risk of you entering into a loan that is not in your best interests. We then will assist to negotiate with banks on your behalf to make sure your interest is protected.

We don’t charge you a fee and are instead paid by the bank or financial institution you eventually go with, so if we don’t find a suitable loan for you there is no charge. You’ll get the benefit of our experience and knowledge without any cost or stress that shopping around for a loan can bring.

How Does a Mortgage Broker Get Paid?

Banks and financial institutions pay mortgage brokers a commission after the loan has settled. It is essentially a finder’s fee. This does not make any impact on your loan cost and is negotiated through the bank or financial institution and the mortgage broker. Most of the banks pay the same commission so there is no bias. We ensure you get the best deal in the market and will only recommend loans that are in your best interests.

How Much Can I Borrow?

Your mortgage broker at JKK Solutions will calculate how much money you are able to borrow. They will go through the details of the loan and review your financial situation to ensure you have the ability to pay the loan off. We will talk you through the process and help you understand your lending capabilities.

Can I Get A Home Loan If I’m Self-Employed?

If you are self-employed there are a few more hoops that you need to jump through to secure a loan, but provided you meet the requirements you can still get a home loan. When applying for a home loan as a borrower who is self employed a lender will consider your financial position and/or your business’ financial position.

At JKK Solutions, we provide solutions to different requirements for self-employed customer, which can be done through simplified verification (PAYG Company Wages), full verification (business financials and individual tax returns) or Low Doc verification (for example, accountant letter, Business Activity Statements or Bank statements).

Your JKK Solutions mortgage broker will help you through this process, explaining what is required and managing the paperwork. We will make this process much simpler for you and help you secure your home loan.

Can I Pay Off My Home Loan Faster?

If you find you are earning more or have the ability to pay off your loan faster this is usually fine. With some mortgage contracts there is a limit on how much extra you can pay off. Your mortgage broker at JKK Solutions will advise you of the extra repayment limits and any break costs after this limit is reached.

Can I Meet My Mortgage Broker In Person?

We are a mortgage broker firm based in Mount Waverley so you can come and visit us in our office for a face-to-face discussion about your requirements or we can liaise with you over the phone or via email to answer any questions you may have.

Tools and Calculators

Home Loan Repayment Calculator
Simple Mortgage Calculator



Monthly Mortgage Payment

Get in touch with JKK Solutions and find out how we can get you the best mortgage for your situation. 

Amortization Calculator
Amortization Calculator
Payment period must be less than Amortization term!









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How JKK Solutions Can Help You

First Home Owner Grant

JKK Solutions can help you access the first home owner grant.

Deposit bonds

To help you buy your new home fast. Getting access to the deposit you need to secure your new home. 

Buying your home with 5% deposit

If you don’t have a large deposit, we can help you buy your home with a small deposit.

Buying your home with no deposit

If you would like to enter the market, but don’t have a deposit ready, we can help. 

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