Our Finance Consulting Services
Buy my first home
No need for stressful bank meetings. Buying your first house can be a daunting process but don’t worry we can assist you all the way through to settlement and make your first buying journey a comfortable and relaxing experience.
Invest in property
For the astute wealth builder. Investment loans are for those wishing to commence or build on their existing property portfolio.
Whilst access to a comprehensive product range is extremely important so is the level of advice due to the potential complexities of taxation issues etc.
Refinance
Can initially save thousands of dollars a year by re-financing. If you’re planning on moving house, renovating or looking for a different home loan option, refinancing offers a number of benefits with a range of refinancing options available.
Single or multi-unit construction (residential)
Residential construction lending loans are available for the following purposes:
- To build or renovate a residential property.
- For owner occupied or investment purposes.
Each financier look at the residential construction loan differently that’s why JKK Solutions team is here to help with different client needs.
Construction loans are progressively drawn based on each stage of building construction, as per builders contract within a maximum term of 24 months of the first loan drawdown.
There are full doc and low doc options for residential construction loans.
Buy commercial property
Commercial property can include any type of properties that are not residential. From factories to warehouses, offices to retail outlets, childcare centres to aged care centre, petrol stations to motels, JKK Solutions has proven expertise in all forms of commercial property finance and offers a comprehensive range of solutions including fixed term loans, variable loans and low doc finance.
Buy new vehicle or equipment
JKK Solutions specialises in offering a range of solutions for the financing of motor vehicles, plant and equipment and asset finance from the purchase of a single motor car to a large truck or large scale heavy machinery and construction equipment.
Depending on the level of financial information you may be able to provide will determine what type of funding may be available for your particular needs.
We have exclusive access to a few major lenders with simple Express Policy (i.e. no doc options) for qualified customers and approval is within 2 business hours.
Cover business costs
JKK Solutions provides finance options for business owners to assist with different finance needs during their trade cycle and to cover more immediate and day-to-day costs. It provides extra liquidity and let you grow your business and catch more business opportunities.
- Trade finance
- Debtor and invoice finance
- Business overdraft
Short-term finance
JKK Solutions provides finance options to small business that may sometimes struggle with cashflow or they may not meet the traditional bank requirement for the length of trading. At JKK Solutions, we can provide finance options to assist you to access immediate business costs up to $400,000 on unsecured basis. Funds will usually hit your bank account within 3 business days.
Commercial development finance
The valuation is key! Engaging JKK Solutions early is the key! We always talk to the valuer before engaging them on behalf of our customers.
There are a few numbers to look out for in a commercial property report, this includes, but not limited to:
- As if complete valuation (GST inclusive)
- As if complete valuation (GST exclusive)
- In one line valuation (GST inclusive)
- In one line valuation (GST exclusive)
- Project related site value (PRSV)
Not all lenders are the same when it comes to presales!
Not all lenders are the same when it comes to builder experiences!
Start up a new business
Starting up a new business can be challenging and there are so many things to worry about. JKK Solutions can support you in terms of sourcing finance options so you don’t have to be stressful. We will work with you around business plan, vendor financial, financial forecast together with accountants to assist you to secure your funding.
Self-managed super fund loans
A SMSF can borrow funds for the purchase of income producing residential, retail, commercial, rural or specialised properties.
In essence a Security trustee will purchase the property on behalf of the SMSF and become the legal owner of the property holding it in trust for the SMSF (as beneficial owner).The SMSF will provide an equity contribution from the Superannuation Funds assets and borrow the balance of the money with an SMSF loan.
The SMSF loan is “limited recourse” meaning the SMSF lender cannot touch any of the SMSF’s assets other than the property held as security. In other words the rights of the SMSF lender against the SMSF in the event of the SMSF loan defaulting are limited to the security property.
JKK Solutions not only has access to the products of all funders offering such loans but can also provide access to both associated Financial Advisors and Accountants for any technical assistance as may be required.
